How this seminarian deals with textbooks:
3 week class. Right after Christmas. No money in the bank account. Can’t afford books.
1) Go to the Seminary library 1 hour before they close. You can now keep it over night and return it one hour after they open.
2) Read as much of the book as you can before you fall asleep.
3) Return book to seminary library
4) After class head over to University library and use their 3 hour reserve copy.
I beat systems!